“2020 & 2021 SHARP AWARD WINNER”

(Top 15% of HUB Brokers)

The SHARP Award is the highest, most prestigious, national sales award that HUB International recognizes for Employee Benefits, P&C and Personal Lines Advisors.

Brian Harvey-Oklahoma High-Net-Worth-Insurance-Agent-profile-image

About Brian Harvey.

Private Client Advisor

Brian joined HUB International in 2017 after more than a decade as a Personal Insurance Advisor with a Fortune 100 company. A native Oklahoman and veteran of the United States Coast Guard, he returned to the state in 2007 after calling the Washington, D.C./Northern Virginia region home. He received a classical liberal arts education from Bethany College (Lindsborg, KS), graduating with a Bachelor’s Degree in History/Political Science and has completed Master’s work at the University of Oklahoma.

Active in his community, Brian is a member of the Greater Oklahoma City Chamber of Commerce, the Central Oklahoma Home Builders Association, and the Private Risk Management Association. He is also a former Trustee and Past President of the Deer Creek Schools Foundation. Brian and his family reside in Northwest Edmond (Deer Creek).

Lori-Cartwright Hub-International Brian Harvey OKLAHOMA’S HIGH NET WORTH INSURANCE EXPERT

About Lori Cartwright.

Senior Account Manager

Lori Cartwright began her insurance career in 2001 with Hartford Insurance and has experience with both small and large commercial agencies. Prior to joining HUB International, Lori managed the High Net Worth Personal Lines department of another Oklahoma City agency. Lori has always tried to balance family, work and education. To better herself she started her college career at Oklahoma City University and has moved on to the University of Oklahoma. Lori is currently a Senior with plans to graduate 2021. Her passions outside of work are her children, grandchildren, pets, books on tape and College Football. Lori has lived in Oklahoma her whole life and currently lives in the Yukon area. She believes that customer’s needs come first and that insurance is fascinating!

Chasity Crenshaw Private Client Account Manager

About chasity crenshaw.

Senior Account Manager

Chasity joined HUB International in 2013 and has 23 years of experience in the insurance industry. In 2014 she earned her CISR (Certified Insurance Service Representative) and is currently working to obtain the CIC (Certified Insurance Counselor) designation. She has now returned to her home state of Arkansas and works remotely in Fayetteville, Arkansas. When not working, she spends much of her time at the soccer fields. Her other hobbies include crafting, gardening, and traveling.

Chasity works collaboratively with Brian in managing a book of business while acting with a high degree of independent discretion, autonomy, and decision-making. She serves as a day to day contact and provides resolutions for client questions and issues and acquires understanding of clients’ insurance objectives and critically analyzes and compares insurance plans to determine suitability.  She coordinates and provides service for his clients by maintaining client relationships, maintaining strong carrier relationships, and understanding client needs and oversees the preparation and implementation of all transactions, paperwork, and internal processing for assigned accounts.

carriers we represent.

As the #1 ranked, privately-held insurance brokerage in the U.S., HUB International’s Advisors are industry leaders when it comes to providing risk management services. HUB’s High Net Worth Division specifically focuses on providing insurance solutions for accomplished individuals and their families. A direct writer of the very best Property & Casualty insurance companies available here in Oklahoma, HUB is also licensed in all 50 states with insurance expertise and carrier options second to none.

Chubb logo
AIG Logo
Pure Logo
Art insurance Axa Logo
Lloyd's of London
Hanover Insurance Group
The Cincinnati Insurance company logo
Safeco Logo
Nationwide logo
Travelers Insurance Logo


Whether a custom home, high performance vehicle or future earnings, you have a lot to protect. Here are just some of the examples of the products and services HUB International offers to meet your personal and professional insurance needs.

Bratton Home Exterior 1

Personal Insurance Solutions:

  • Custom Built Homes ($500,000+)
  • Luxury Properties ($1,000,000+)
  • Secondary/Vacation/Rental Properties
  • Flood Insurance
  • Personal Automobiles
  • Antique/Collector Vehicles
  • Watercraft/Yachts
  • Motorcycles/R.V.s
  • Valuable Articles (Jewelry/Art/Wine/Furs)
  • Personal and Professional Liability
  • Travel Insurance

Other Insurance Solutions:

  • Aircraft and Aviation
  • Equine
  • Farm/Agri-Business
  • Commercial Insurance
  • Small Business Insurance
  • Workers Compensation Insurance
  • Employer Benefits
  • Employee Retirement Plans
  • Individual Health Insurance
  • Medicare Supplemental Insurance
  • Risk Management Services

Ready to find out more?

Contact me today.

Why High Net Worth Insurance?

Accomplished individuals and families today are faced with tremendous risks that have the potential to significantly impact their personal property, overall net worth and the lifestyle they have worked so hard to create. Cyber-attacks, natural catastrophes and the potential cost of a liability lawsuit are just a few examples of real world risks.

The majority of successful families here in Oklahoma use a standard, middle-market insurance company for their personal insurance.  This can cause problems because these carriers do not specialize in High Net Worth asset protection, nor do they have the products and services to meet the insurance needs of successful people and their property. 

High Net Worth carriers offer exclusive products and services designed to meet the needs of successful people.  These companies also have a much smaller market share which allows their pricing to be better aligned with the overall risk, and the clientele they represent. 

How is High Net Worth Insurance Different?

From specialized coverages and products designed exclusively for accomplished individuals and their property, to industry leading claims handling and customer satisfaction. Choosing a High Net Worth Insurer has its advantages.

Here are just a few examples of what sets these companies and their products apart.  

High Net Worth Coverage Differences:

  • Agreed Value coverage for autos
  • OEM Parts Guarantee
  • Guaranteed Rebuild Coverage for Homes
  • Lifetime Roof coverage (including wood shake)
  • Cash Out Options for both Auto and Home
  • Waiver of Deductible endorsement
  • Water Backup coverage with limits up to Dwelling amount
  • Earthquake coverage with 2% deductible
  • Home Equipment Breakdown protection
  • Cyber Liability protection
  • Superior coverage for Collections (Jewelry/Art)
  • Higher Limits of Liability (up to $100 Million)
  • Claims Expertise with High Value Property

High Net Worth insurers provide sizeable discounts for loss prevention features commonly found on high value property;

  • Auto Safety Features
  • Auto Anti-theft system
  • Smart Home Technologies
  • Impact Resistant Roof Credit
  • Fire Alarm Systems
  • Interior Sprinkler Systems
  • Burglar Alarm Systems
  • Water Leak Detection
  • Water Shut Off Devices
  • Temperature Monitoring
  • Gated Neighborhood
  • Perimeter Security Fencing


We are Hub

We’re one of the largest insurance brokers in the world and we’re right in your community. With HUB, you’re at the center of an integrated network that spans North America – a one-of-a-kind aggregation of insurance professionals who understand the issues you face every day.

  • #1 ranked, privately-held insurance brokerage in the U.S.
  • Largest independent personal lines agency in North America
  • 98% client retention
  • Platinum status with all major insurance carriers
  • Dedicated In-House Service, Billing and Claims Professionals assigned to each account
Oklahoma City, Oklahoma, USA downtown skyline at twilight.

We are Local

While global in stature, our strength lies in our commitment to the communities we live and do business in. 

Locally focused on cities like Arcadia, Edmond, Jones, Nichols Hills, Norman, Oklahoma City and surrounding areas.  Our clients reside in some of the Central Oklahoma’s finest neighborhoods including: Bocage, Deep Deuce, Deer Creek, Edgewater, Esperanza, Fairfax, Fairview Farms, Gaillardia, Heritage Hills, Iron Horse Ranch, Lake Aluma, Mesta Park, Mulholland, Nichols Hills, Oakdale, Oak Tree, Quail Creek, Rose Creek, Sugar Hill and Val Verde to name a few.


Statistics show that most successful individuals and families have no trusted resource when it comes to protecting their personal property and assets. However, many of these people have close working relationships with Accountants, Financial Advisors and Attorneys to grow and preserve wealth, plan for retirement and navigate complex issues.

Why do I need a Private Client Advisor?

You’ve worked extremely hard for your success. Don’t let a single serious property or casualty loss wipe out all of the benefits of your financial planning. Having a risk management and asset protection strategy is an essential component of preserving wealth.

A 2018 personal insurance survey discovered that:

  • 77% of financially successful individuals and families wanted the assistance of their Financial Advisor in managing their Property & Casualty Insurance needs.  Yet, only 28% of Advisors surveyed confirmed that they provide such services for their clients.
  • 7 out of 10 successful individuals and families indicated that they have never, or have rarely ever, had a professional insurance risk assessment done.
  • As a result, 43% of financially successful individuals and families are underinsured when it comes to protecting their personal assets with 21% having no excess liability protection at all and 22% having less liability coverage than they need to protect their net worth.

Ready to find out more?

Contact me today.

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